Roof Insurance Coverage: What is actual cash value ( ACV ) roof coverage?

/ HOOPER INSURANCE LLC/
Roof Insurance Coverage: What is actual cash value ( ACV ) roof coverage?

When it comes to homeowners insurance, roof coverage plays a significant role in protecting your most valuable asset—your home. Recently, many insurance companies have shifted from offering replacement cost value (RCV) to actual cash value (ACV) or scheduled payment policies for roof coverage. But why is this happening, and what does it mean for homeowners?

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Preventing Frozen Pipes: Essential Tips for Homeowners

/ Hooper Insurance /
Preventing Frozen Pipes: Essential Tips for Homeowners

As winter approaches, safeguarding your home against freezing temperatures becomes paramount. Frozen pipes not only disrupt water supply but can also lead to significant water damage if they burst. At Hooper Insurance, we're committed to helping you protect your home during the colder months.

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Polk County, TN man dies after Pit Bull attack. Would your insurance cover you?

/ Hooper Insurance LLC/
Polk County, TN man dies after Pit Bull attack. Would your insurance cover you?

Is your animal covered under your homeowner insurance policy? Don’t wait for a claim to occur to find out, check with your agent to verify coverage.

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Should I turn in an insurance claim on my home?

/ Hooper Insurance LLC/
Should I turn in an insurance claim on my home?

The majority of Americans pay for an insurance policy each year in case “something“ happens such as a fire, tornado, water leak, or hail storm. When the time comes, and that “something“ does happen, how do you know it will be covered under your policy? You probably won’t and that’s when you call your agent.

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