Roof Insurance Coverage: What is actual cash value ( ACV ) roof coverage?

/ HOOPER INSURANCE LLC/
Roof Insurance Coverage: What is actual cash value ( ACV ) roof coverage?

When it comes to homeowners insurance, roof coverage plays a significant role in protecting your most valuable asset—your home. Recently, many insurance companies have shifted from offering replacement cost value (RCV) to actual cash value (ACV) or scheduled payment policies for roof coverage. But why is this happening, and what does it mean for homeowners?

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Will Homeowners Insurance cover Earthquakes, Sinkholes, Floods, Mudslides, or Landslides?

/ Hooper Insurance LLC/
Will Homeowners Insurance cover Earthquakes, Sinkholes, Floods, Mudslides, or Landslides?

A local Cleveland couple experienced a sinkhole loss & found out their homeowners policy does NOT cover it.

Are you covered for Earthquakes, Sinkholes, Floods, Mudslides, or Landslides?

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Should I turn in an insurance claim on my home?

/ Hooper Insurance LLC/
Should I turn in an insurance claim on my home?

The majority of Americans pay for an insurance policy each year in case “something“ happens such as a fire, tornado, water leak, or hail storm. When the time comes, and that “something“ does happen, how do you know it will be covered under your policy? You probably won’t and that’s when you call your agent.

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