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Hooper Insurance

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The Hooper Insurance blog educates residents in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia about important insurance related topics.

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Hooper Insurance Blog


February 14, 2025

Roof Insurance Coverage: What is actual cash value ( ACV ) roof coverage?

February 14, 2025/ HOOPER INSURANCE LLC/ Bryce Hooper
Roof Insurance Coverage: What is actual cash value ( ACV ) roof coverage?

When it comes to homeowners insurance, roof coverage plays a significant role in protecting your most valuable asset—your home. Recently, many insurance companies have shifted from offering replacement cost value (RCV) to actual cash value (ACV) or scheduled payment policies for roof coverage. But why is this happening, and what does it mean for homeowners?

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February 14, 2025/ HOOPER INSURANCE LLC/ Bryce Hooper/
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December 04, 2024

Preventing Frozen Pipes: Essential Tips for Homeowners

December 04, 2024/ Hooper Insurance / Bryce Hooper
Preventing Frozen Pipes: Essential Tips for Homeowners

As winter approaches, safeguarding your home against freezing temperatures becomes paramount. Frozen pipes not only disrupt water supply but can also lead to significant water damage if they burst. At Hooper Insurance, we're committed to helping you protect your home during the colder months.

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December 04, 2024/ Hooper Insurance / Bryce Hooper/
Chattanooga, Claim, Cleveland, Cleveland Tennessee, file a claim, Filing a claim, Georgia Insurance, Homeowner Insurance, Homeowners Insurance, independent agent, Insurance, Pipe Burst, Quick Tip, Tennessee, Tennessee Homeowner Claim, TN, Tennessee Insurance, Water, Water Claim, GA
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July 08, 2024

Why choose Hooper Insurance?

July 08, 2024/ Hooper Insurance LLC/ Bryce Hooper
Why choose Hooper Insurance?

Our agency provides you with the personalized service you expect. We are here to answer your phone calls, respond to your emails, & in the event of an emergency you can reach an agent 24 hours a day. We care about providing you with the best service possible.

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July 08, 2024/ Hooper Insurance LLC/ Bryce Hooper/
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September 14, 2022

Polk County, TN man dies after Pit Bull attack. Would your insurance cover you?

September 14, 2022/ Hooper Insurance LLC/ Bryce Hooper
Polk County, TN man dies after Pit Bull attack. Would your insurance cover you?

Is your animal covered under your homeowner insurance policy? Don’t wait for a claim to occur to find out, check with your agent to verify coverage.

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September 14, 2022/ Hooper Insurance LLC/ Bryce Hooper/ /Source
Animal Liability, Chattanooga, Claim, Cleveland, Cleveland Tennessee, GA, Georgia Insurance, Homeowner Insurance, Homeowners Insurance, independent agent, Insurance, Liability Claim, Tennessee, Tennessee Insurance, TN
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July 28, 2021

Should I turn in an insurance claim on my home?

July 28, 2021/ Hooper Insurance LLC/ Bryce Hooper
Should I turn in an insurance claim on my home?

The majority of Americans pay for an insurance policy each year in case “something“ happens such as a fire, tornado, water leak, or hail storm. When the time comes, and that “something“ does happen, how do you know it will be covered under your policy? You probably won’t and that’s when you call your agent.

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July 28, 2021/ Hooper Insurance LLC/ Bryce Hooper/ Comment
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May 20, 2020

5 Ways to Save on Homeowner Insurance

May 20, 2020/ HOOPER INSURANCE/ Bryce Hooper
5 Ways to Save on Homeowner Insurance

How are you supposed to save money if you do not know what saves you money? Check out these 5 ways to save on your Homeowner Insurance policy.

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May 20, 2020/ HOOPER INSURANCE/ Bryce Hooper/ Comment /Source
Chattanooga, Cleveland, Cleveland Tennessee, GA, Georgia Insurance, Homeowners Insurance, independent agent, Insurance, Tennessee, Tennessee Insurance, TN, Save Money, Homeowner Insurance
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October 22, 2019

Quick Tip: Remove Gutter Debris

October 22, 2019/ HOOPER INSURANCE/ Bryce Hooper
Quick Tip:  Remove Gutter Debris

Protect your home from water damage & mold by removing gutter debris.

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October 22, 2019/ HOOPER INSURANCE/ Bryce Hooper/
Claim, Chattanooga, Cleveland, Cleveland Tennessee, GA, Georgia Insurance, Homeowners Insurance, independent agent, Insurance, Quick Tip, Tennessee, Tennessee Insurance, TN, Water, Fall
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October 17, 2019

Fireplace and Chimney Maintenance

October 17, 2019/ HOOPER INSURANCE/ Bryce Hooper
Fireplace and Chimney Maintenance

It is best practice to have your fireplace and chimney inspected each year before use to ensure everything is in proper working order.

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October 17, 2019/ HOOPER INSURANCE/ Bryce Hooper/
Claim, Chattanooga, Cleveland, Cleveland Tennessee, Fire, GA, Georgia Insurance, Homeowners Insurance, independent agent, Insurance, Tennessee, Tennessee Insurance, TN
Fireplace Maintenance, Fireplace Cleaning, Fire, House Fire, Chimney, Fireplace Inspection, homeowner insurance, home insurance, hooper insurance, Chattanooga, chattanooga tn, Cleveland Tennessee, cleveland tn insurance
September 10, 2019

Now Licensed in Tennessee and Georgia

September 10, 2019/ HOOPER INSURANCE/ Bryce Hooper
Now Licensed in Tennessee and Georgia

Hooper Insurance is now licensed to serve Tennessee and Georgia residents.

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September 10, 2019/ HOOPER INSURANCE/ Bryce Hooper/ Comment
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July 23, 2019

Tennessee Flood Insurance: Everything You Need To Know!

July 23, 2019/ Hooper Insurance LLC/ Bryce Hooper
Tennessee Flood Insurance: Everything You Need To Know!

Looking for Flood Insurance in Tennessee? This is a must read for anyone trying to purchase a home or anyone that already owns a home in a flood zone.

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July 23, 2019/ Hooper Insurance LLC/ Bryce Hooper/ Comment
Chattanooga, Cleveland, Claim, Flood Insurance, Homeowners Insurance, independent agent, Insurance, Tennessee, TN
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March 11, 2019

It's Tornado Time in Tennessee

March 11, 2019/ HOOPER INSURANCE/ Bryce Hooper
It's Tornado Time in Tennessee

Do you know how to increase your odds of surviving a tornado?

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March 11, 2019/ HOOPER INSURANCE/ Bryce Hooper/ Comment
Homeowners Insurance, Insurance, independent agent, Tennessee, TN, Cleveland, Chattanooga, Tornado
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March 05, 2019

Quick Tip: Dryer Vent Cleaning

March 05, 2019/ HOOPER INSURANCE/ Bryce Hooper
Quick Tip: Dryer Vent Cleaning

Has your dryer vent been cleaned recently?

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March 05, 2019/ HOOPER INSURANCE/ Bryce Hooper/ Comment
Chattanooga, Cleveland, Homeowners Insurance, independent agent, Insurance, Quick Tip, Tennessee, TN
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February 26, 2019

Tennessee Homeowners: Are You Covered?

February 26, 2019/ HOOPER INSURANCE/ Bryce Hooper
Tennessee Homeowners: Are You Covered?

Did you know almost all Homeowner Insurance policies exclude coverage for Earthquakes, Sinkholes, Landslides, & Floods?

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February 26, 2019/ HOOPER INSURANCE/ Bryce Hooper/ Comment
Homeowners Insurance, Cleveland, Chattanooga, independent agent, Insurance, TN, Earthquake Insurance, Flood Insurance
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January 10, 2019

Prevent Water Claims

January 10, 2019/ HOOPER INSURANCE/ Bryce Hooper
Prevent Water Claims

Prevent water claims by following a few simple tips.

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January 10, 2019/ HOOPER INSURANCE/ Bryce Hooper/ Comment
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November 28, 2018

Quick Tip: Preventing Freezing Pipes (Part II)

November 28, 2018/ Hooper Insurance/ Bryce Hooper
Quick Tip: Preventing Freezing Pipes (Part II)

Quick Tip: Leave an inside faucet dripping cold water until temperatures rise above freezing.

Read More
November 28, 2018/ Hooper Insurance/ Bryce Hooper/ 1 Comment
Homeowners Insurance, independent agent, Insurance, Quick Tip
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November 19, 2018

Quick Tip: Fire Protection & Prevention

November 19, 2018/ Hooper Insurance/ Bryce Hooper
Quick Tip: Fire Protection & Prevention

Quick Tip: This time of year is a good time to check your fire extinguishers & smoke detectors to make sure they are not just dust collectors.

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November 19, 2018/ Hooper Insurance/ Bryce Hooper/ Comment
Quick Tip, Homeowners Insurance, independent agent
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November 15, 2018

Quick Tip: Prevent Freezing Pipes

November 15, 2018/ Hooper Insurance/ Bryce Hooper
Quick Tip: Prevent Freezing Pipes

Quick Tip: With the weather getting colder it’s smart to cover your outdoor faucets to prevent freezing.

Read More
November 15, 2018/ Hooper Insurance/ Bryce Hooper/ Comment
Insurance, Homeowners Insurance, Quick Tip
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Hooper Insurance

Hooper Insurance has been proudly serving Cleveland & the surrounding TN Valley for over 25 years. We provide Auto, Home, Life, Health, & Commercial insurance policies as well as specialty product lines such as ATVs, Motorcycles, Boats, & more.

Call or email us anytime to obtain a quote.

Ph: (423) 472-1744

Em: Reed@hoopins.com or Bryce@hoopins.com

 

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